Last Updated on by Mitch Rezman

With Affirm,

You always know exactly what you’ll owe and when you’ll be done paying.


Affirm tells you up front the total amount you’ll pay. That number will never
go up.


You choose the payment plan that works for you. Our smart checkout gives
you options.


Affirm won’t charge you late fees or penalties of any kind, ever.

  • Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR.
  • Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners:
  • Options depend on your purchase amount, and a down payment may be required.

CA residents:

Loans by Affirm Loan Services, LLC are made or arranged
pursuant to a California Finance Lenders Law license.

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app
for iOS or Android.

Affirm will send you email and text reminders before
payments are due

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