Last Updated on September 15, 2022 by Mitch Rezman

With Affirm,

You always know exactly what you’ll owe and when you’ll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never
go up.

Flexible

You choose the payment plan that works for you. Our smart checkout gives
you options.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

• Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR.
• Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders.
• Options depend on your purchase amount, and a down payment may be required.

CA residents:

Loans by Affirm Loan Services, LLC are made or arranged
pursuant to a California Finance Lenders Law license.

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app
for iOS or Android.

Affirm will send you email and text reminders before
payments are due

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